Labantu Holdings

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What we do… LFS specializes in the provision of cost competitive, tailor-made, unsecured credit and consumer finance solutions to the formally employed sector. We believe in the capacity and will of all people to empower themselves and to shape their own destinies through responsible access to credit.

• LFS intends to adopt the individual credit lending whereby this is a straight forward credit lending model whereby micro loans are given directly to the client. It does not include the formation of groups, or generating peer pressures to ensure repayment. The services andproducts are designed to be part of the larger credit plus program where other socioeconomic services such as skill development, education and other outreach services are provided.

• Small business micro-lending is also part of the bigger picture for LFS whereby we assist SME’s to grow through the provision of necessary credit and sustainable financial solutions.

In the current state of the economy, more and more importance is placed on small andmedium enterprises (SME’s) as a driving force for employment, economic growth and for increasing income and provide services which are already lacking.

• The third credit lending model we are looking at using is the Grameen Bank modeldeveloped by Nobel Peace Award winner . This model is going to be used in the smaller villages to improve their livelihood.

• In providing clients with financial solutions, LFS also offers tax solutions for companies and individuals. LFS has Tax practioners who offer sound and legal tax solutions for commonproblems such as individual tax returns, VAT planning, submission and query resolution,company annual tax returns and general tax consultation.At LFS we believe in diversity and empowering individuals regardless of previous errors with a viewto shaping destinies today rather than through history.

• In the world today communication is key and hence we have also have cellphonecontracts for the blacklisted clients and for anyone else who does not qualify for contracts with the other service providers. Handsets have a 24-month Vodacom warranty.

There are no surprises with billing; once you have used all your talk time minutes additional airtime can be purchased from any prepaid vendor. After-sales service and upgrades are available. Now go ahead get your contract first time.>>>>>> We strive to be the leader in the market in touching people’s lives and improving life for the future generation.